Business

We’re business people.

If you’re looking for a trusted business partner to help grow your company, you’ll find we’re an excellent fit. From small business loans to business checking accounts and other services, we can provide the capital to boost your bottom line.  Remote Deposit Capture is now available.

Small Business Checking

This account is recommended for small businesses and sole proprietorships.

  • $200 to open account
  • No minimum balance required to avoid monthly service charge
  • First 50 debits and 25 credits are free each month; $.50 per debit and $.75 per credit if you are over
  • Monthly maintenance fee of $10
  • Monthly statements with cancelled checks
  • Unlimited deposits and withdrawals
  • Free ATM/CheckCard
  • Free 24-hour account information line

Top of Page

Free Business Checking

  • $100 to open account
  • No minimum balance required to avoid monthly service charge
  • Free 24-hour account information line
  • First 200 transactions free; Only $.25 per transaction over 200
  • All original checks returned in monthly statement FREE
  • Prompt and friendly service on all accounts
  • ATM/CheckCard available for qualified customers

Top of Page

Commercial Checking Account

This account is recommended for corporate accounts and high volume businesses.

  • $200 to open account
  • No minimum balance required to avoid monthly service charge
  • $.20 per debits and credits; $.08 per item deposited
  • Monthly maintenance fee of $10
  • Monthly statements with cancelled checks
  • Unlimited deposits and withdrawals
  • Free ATM/CheckCard
  • Free 24-hour account information line

Top of Page

Lock Box Checking Account

This account is recommended for businesses using the Peoplesbank lock box service.

  • $200 to open account
  • No minimum balance required to avoid monthly service charge
  • $.20 per debits and credits; $.08 per item deposited
  • Monthly maintenance fee of $10
  • Monthly statements with cancelled checks
  • Unlimited deposits and withdrawals
  • Free ATM/CheckCard

Earnings Credit:

An earning credit set at the prevailing Tier One Now account rate. (Not to exceed the service charge amount.)

Top of Page

Lock Box Service Fees

  • $.18 per item process with the minimum charge of $75 per month
  • $.03 per report item entry
  • $.25 per fax page
  • $1.00 per telephone advise
  • $.10 per item copied
  • 5% handling charge for postage-due processing
  • 5% handling charge for postage courier service-cost varies and is determined by location and number of deliveries

Top of Page

Non-Profit Organization Checking

  • $100 to open account
  • No monthly minimum balance required
  • No monthly maintenance fee-by maintaining a balance of $200 or more
  • $5 monthly maintenance fee if account falls below $200 any day of the month
  • Monthly statements with cancelled checks
  • Unlimited deposits and withdrawals
  • Free 24-hour account information line
  • Free automatic sweeps between accounts after setup approval

Top of Page

Commercial Lending

  • Working Capital Line of Credit
  • Management Acquisition
  • Term Financing for Equipment
  • Medical Practice Financing
  • Letters of Credit

Top of Page

Commercial Real Estate Lending

  • Construction Financing
  • Medical Buildings
  • Warehouse Facilities
  • Retail Centers
  • Term Financing
  • Medical Buildings
  • Warehouse Facilities
  • Retail Centers
  • Development Loans
  • Residential
  • Commercial
  • Land Loans

Top of Page

Private Banking

Successful Professionals expect a higher standard of service when it comes to managing their personal and business transactions. PeoplesBank Private Banking Department has tailored their deposit and lending services to the professionals for prompt value-added service.

PeoplesBank provides Private Banking Clients with dedicated account officers whose goal is to give personal service. This service consists of convenience in meeting timeframes of the busy professional before, during or after work. The in-house decision making helps customize the product to the client. Because time is valuable for the professional, their staff and family, PeoplesBank offers courier service to and from the bank.

Top of Page