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Online Banking

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Personal Checking Accounts

Personal Checking

Key Features

Earns Interest

Monthly Fee

eChecking

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  • No minimum balance required
  • eStatements
  • Unlimited deposits & withdrawals
  • Free Online Banking with Bill Pay

 No

$0.00

Peoples Choice Checking

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  • No minimum balance required
  • Monthly statements with check images
  • Unlimited deposits & withdrawals
  • Free Online Banking with Bill Pay

No

$5.00

Golden Checking

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  • No minimum balance required
  • Monthly statements with check images
  • Unlimited deposits & withdrawals
  • Free Online Banking with Bill Pay

No

$0.00

NOW Account

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  • $1,500.00 minimum balance required
  • Interest compounded daily, credited monthly
  • Monthly statements with check images
  • 10 free credits and 10 free debits3
  • Free Online Banking with Bill Pay

Yes

rate details

$7.001

MMDA Account

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Yes

rate details

$4.002

eChecking

  • $100.00 minimum initial deposit to open the account
  • No minimum balance required
  • No monthly fee
  • eStatements
  • Unlimited deposits & withdrawals
  • Online Banking with Bill Pay
  • For additional information – see a new accounts representative


Peoples Choice Checking

  • $100.00 minimum initial deposit to open the account
  • No minimum balance required
  • $5.00 monthly fee
  • Monthly statements with check images
  • Unlimited deposits & withdrawals
  • Online Banking with Bill Pay
  • For additional information – see a new accounts representative

Golden Checking

  • Account holder must be 55 years of age or older
  • $100.00 minimum initial deposit to open the account
  • No minimum balance required
  • No monthly fee
  • For additional information – see a new accounts representative

NOW Account

  • $100.00 minimum initial deposit to open the account
  • $7.00 service charge per month if balance is below $1,500.00 at the close of any business day1
  • A minimum balance of $1,500.00 must be maintained to obtain the disclosed annual percentage yield
  • Interest will be compounded daily and credited monthly
  • 10 credits and 10 debits are without charge per month, each item thereafter is $0.30. With each credit, there is a $0.07 charge per non-cash item3
  • Monthly statements with check images

MMDA Account

  • $100.00 minimum initial deposit to open the account
  • $4.00 service charge per month if balance is below $5,000.00 at the close of any business day2
  • A minimum balance of $5,000.00 must be maintained to obtain the disclosed annual percentage yield
  • 6 withdrawals per month without charge, only 3 may be third party non-cash items with a $5.00 charge per every withdrawal thereafter. Exceeding these limits may result in the account type being changed to comply with federal regulation4
  • Monthly statement
*Any Bill Pay items will count toward the 6 monthly withdrawals.

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